Buying a Policy

Being Frugal with Home Insurance

A homeowner being frugal with home insurance should be careful to also be careful with home insurance. To be frugal is to be economical and thrifty and read more...

Changing Your Door Locks

Changing the locks on your doors is an essential safety measure from time to time. If you have just moved to a new residence you may wish to get new locks read more...

Choosing the Right Carrier

Choosing the right carrier is an important decision for homeowners when buying house insurance. A home is the largest investment most people ever make. read more...

Cleaning the Fire Place

Cleaning the fire place will not only prevent soot and other debris from being tracked all over your house but it can help make sure no dangerous buildup read more...

Creating Room for a New Bathroom

A new bathroom can add value to your property. If you are looking to add a bathroom to your current property then there are several options. You will read more...

Homeowners Policy Limits

A homeowners policy limits are the maximum amounts that an insurer will pay as financial compensation for loss, damages, or injury related to the insured read more...

House Insurance Costs

House insurance costs are variable and negotiable because they depend on so many different factors. In any case, it is a nominal cost considering the read more...

How to Care for Your New Pool

So you have just moved into a home with a swimming pool? Congratulations - you are in for a wonderful way to spend those hot summer days and nights. Taking read more...

Increasing Coverage After a Remodel

Increasing insurance coverage is something that needs to be done in a number of different instances. If you have just completed a remodel or a renovation read more...

Installing a No slip Pool Patio

If you have just added a swimming pool to your property or if your home already comes equipped with this luxury then you will most likely have some sort read more...

Itemizing on a Home Insurance Policy

The information included in a home insurance policy is an explanation of the contract into which the homeowner and the insurance company have entered read more...

Laying Down Mulch

Like replacing damaged wiring in old homes, laying down mulch is an essential part in keeping up with home maintenance. There are a few steps to take read more...

Liability Insurance

Liability insurance provides financial coverage for a homeowner against the risk that a person is injured on the property through an event that is covered read more...

Necessary Information to Write a Policy

Writing a homeowners insurance policy requires the input of some very specific and even personal information, all of which is considered vital to the read more...

Pool Insurance

Pool insurance is purchased to cover homeowners in the event of financial obligations resulting from an accident occurring at or in a swimming pool, or read more...

Replacing a Chipped Tile

Although thinking about adopting a dog is not as pressing as replacing that recently chipped tile in your kitchen, it is still a task many homeowners read more...

Replacing the Batteries in a Smoke Alarm

Replacing the batteries in a smoke alarm is an easy chore to forget. One day you notice one of your alarms is beeping unnecessarily and suddenly you realize read more...

Retiling a Floor

One of the things that you may wish to do when it comes to revamping your house is retile the floor. Over time tiles can get quite dirty and dull and read more...

Reviewing and Renewing Your Policy

The exercise of reviewing and renewing your policy is one that should be performed at least once every year. This is generally the term of a homeowners read more...

Salt Water Pools vs Traditional Chlorine Pools

If you have added a swimming pool to your backyard landscaped area then get ready for some fun! A swimming pool can provide you with hours of entertainment read more...

Sinkholes and Homeowners Insurance Policies

Sinkholes and homeowners insurance policies do not always mix. It is important to know how your plan will cover this hazard should an issue ever arise read more...

Tips for Hazard Reduction

Tips for hazard reduction will vary based on the age and location of your home but there are a few general guidelines that all homeowners can benefit read more...

Umbrella Liability Policy

An umbrella liability policy is the broadest, highest limit coverage available to homeowners. It is called a "stand alone" policy because it is not attached read more...

Unclogging the Kitchen Sink

Unclogging the kitchen sink yourself can save you the expense of having to call out a plumber, not to mention the inconvenience of having to go without read more...

Using Green Fertilizer

Along with laying down mulch, using green fertilizer can enrich the soil in your garden without the worry about your family and pets coming into contact read more...

Vandalism and Your Homeowners Insurance Coverage

Knowing how vandalism and your homeowners insurance coverage mix is an important step toward making sure any claim you might have is covered properly. read more...

When Youre Denied Coverage

When you're denied coverage on your umbrella liability policy or homeowner's insurance policy you have a number of options at your disposal. It is an read more...

Wiring Problems in Old Homes

Wiring problems in old homes can be an inconvenience or a serious fire hazard depending on the severity of the issue. People today simply use more electrical read more...

Your Credit Rating and Insurance Costs

Your credit rating and your insurance costs, like everyone else's, are becoming more closely linked as financial factors are becoming increasingly important read more...

Family Interests and Hobbies

After school Activities for Kids

After-school activities for your kids can encourage your kids to exercise and help keep them active and eliminate the stress of leaving them home alone read more...

Backpacking Trips with Your Family

If your family loves spending time outdoors, and that does not mean time outdoors doing things like cleaning out the gutters, then a backpacking trip read more...

Budgeting for Family Activities

Families want to spend time together and have fun but it is important to make sure you are not going over budget when you do so. There are plenty of ways read more...

Buying Outdoor Sports Equipment

Buying outdoor sports equipment for your kids is a great way to get everyone outside having fun and getting exercise. Whether you are encouraging a child read more...

Appropriate Outdoor Activities for Families

You want your family to get outside more often and enjoy the fresh air. You also want to spend more quality time together and less time worrying about read more...

Encouraging Your Kids to Exercise

Encouraging your kids to exercise can be a challenge when you have to compete with television, video games and the comfort of your own home. Having kids read more...

Family Friendly Winter Exercises

It can seem like a difficult task to get up and get moving when the weather is unpleasant. While in other seasons you could simply take the family to read more...

Trip Ideas for Long Weekends

When you have a long weekend at work or your kids have time off from school and family karate programs, this can be a great time to take a family vacation. read more...

Choosing Kids Extracurricular Activities

Most parents, before going through the stage of educating teenagers how to drive wind up with kids taking part in after school activities because their read more...

Joining a Local Swim Club

Joining a swim club in your city can be a great way to add family fun, and to help keep you cool and hydrated during summer months. The key is finding read more...

Karate Classes for Whole Families

Karate is an activity people of any age range can take part in and have a good time doing so, but if you are trying to find a place for people of a varied read more...

Keeping Active with Busy Schedule

Keeping active with a busy schedule can be difficult. Even if you have the time in your schedule to exercise or take part in family activities or even read more...

Staying Hydrated During Summer Months

Keeping Hydrated while exercising during summer months is essential to prevent potential health issues and to get the most out of your workout. When you read more...

Motor Sports Whole Family

Motor sports are increasing in popularity and becoming more of a family activity than ever before. If you have been involved in motor sports for years read more...

Organizing a Family Reunion

With families spreading out to find work or settle in more comfortable climates, family reunions can help you get everyone together to catch up. Not only read more...

Outdoor Activities for the Family

Finding outdoor activities for the whole family may seem like a challenge, especially if you are planning outings for kids in a variety of age groups read more...

Packing a Healthy Family Picnic

Having a picnic outdoors, whether your on your annually beach trip or back at home, picnics can be a great way to change up your routine and have some read more...

Planning Date Night with Spouse

Sometimes when you start growing your family it can be a challenge to find time to act like a couple again. Setting aside time for date nights can be read more...

Planning Family Game Night

Between the rising popularity of family friendly video games and the longstanding popularity of board games, family game nights are a constant source read more...

Planning a Beach Trip

Whether you are simply looking to get away for a while, you are hoping for an opportunity to play water sports or simply want some quality time with the read more...

Planning for a Family Vacation

Planning carefully and creating a family activity budget when setting up a family vacation can help guarantee everyone has a good time once you get there. read more...

Planning Best Family Vacations

Family vacations are a time to get away from the stress of everyday life so you can bond and create memories together. You want to put plenty of preparation read more...

Protecting Family From Sun Exposure

Protecting your family safe from too much sun exposure is an important step in keeping everyone in your home healthy all year round, especially when doing read more...

Basketball Hoop in Your Driveway

Putting a basketball hoop in your driveway is a great way to encourage your kids to stay active and have fun with team sports. However, it is vital that read more...

Scrapbooking with Your Family

Scrapbooking is becoming an increasingly popular way to preserve photographs and create new family memories. If you are just getting started with this read more...

Family Cooking Classes

Cooking together can be a great way for a family to bond. Not only are you all working together on a project that everyone will get a chance to appreciate read more...

Spending Time with Kids

It is easy to set time aside for the family when you are not working, but finding time to get together during a week of busy schedules and deadlines can read more...

Taking Cooking Classes Your Kids

The worry most parents have when signing their kids up for cooking classes is safety. Hot stoves, knives and other kitchen countertop appliances can be read more...

Taking a Family Beach Trip

Nothing sounds like more fun on a summer day than a trip to the beach with the whole family. If you live close to the water, this requires no more preparation read more...

Talking to Kids About Babies

Having a new baby can be a very rewarding and exciting experience for the whole family, but it can also be very stressful on your children if they do read more...

Teaching Your Kids to Cook

Cooking is a life skill that can be valuable for saving money for any member of your family. If your children have an interested in learning to cook, read more...

Teaching Kids to Play Sports

Many parents played sports when they were young and want to pass this tradition down to their children. Teaching your children how to play sports can read more...

Teaching Your Teenager to Drive

One of the most taxing experiences in parenthood is teaching your teen how to drive. It is very time consuming, adds to the family expenses and can be read more...

Considerations Before Adopting a Dog

Things to consider before adopting a dog will vary from home to home. Some animals do not handle children well, for example, so it is important to find read more...

Planning the Perfect Family Bbq

In the warm summer months there is nothing better than getting outside and having a barbeque. Not only will you be able to avoid heating up your home read more...

Weekend Activities for the Family

Finding weekend activities for the whole family is a goal for many parents, especially those witch hectic schedules during the week. Looking for something read more...

Filing a Claim

Determining a Fair Settlement Amount

When you place a homeowner's insurance claim, you want to receive a fair settlement amount. If you don't receive a fair settlement amount, you risk not read more...

Getting Paid on a Claim

When you make a claim, it is important that you understand how to file that claim. Knowing in advance how to file and get paid can relieve a lot of the read more...

How to Negotiate a Settlement Amount

Both household accidents and natural disasters can strike a homeowner at any time. This means that you have a good chance at having to file a claim someday. read more...

Your Agents Contact Information

Homeowners insurance is very important because it protects your home and the contents within in the case that your home catches fire or another event read more...

Finances

Adding Up Monthly Bills

Anyone who has a mortgage payment knows how important it is to make sure that they have enough money to pay all of their bills each month. That is why read more...

Applying for a Mortgage Loan

There is often a lot of work that goes into purchasing a home, and most owners are going to spend a decent amount of time saving, planning and preparing read more...

Bankruptcy and Car Loans

When you are looking at filing for bankruptcy you will have to worry about how this will affect all of your assets. If you have a loan out on your home read more...

Building a Strong Portfolio

It can be difficult to determine what investments are wise in today's financial market, even if you have a great deal of experience with day trading and read more...

Choosing the Right Savings Account

People are advised to open a savings account for a variety of reasons, but this is usually where the advice stops. While many accounts have very similar read more...

Consolidating Your Loans

Consolidating your loans can help reduce your interest rates so you do not have to worry about as many out of pocket costs each month. This is often used read more...

Creating Budget for Family Activities

Setting a budget is a key part of managing your household. This includes the activities your family wants to do together as well as making sure the staples read more...

Creating an Emergency Fund

No matter how meticulously we plan and how much time we put into setting a careful budget, unexpected expenses are going to come up from time to time. read more...

Deciding on Second Mortgage Deals

Many financial institutions go out of their way to advise their customers to avoid a second mortgage because of the risk that they might lose their home read more...

Determining Affordable Monthly Payment

Determining how much you can afford per month is an important task anytime you are looking to adjust your spending habits. If you do not take the time read more...

Determining Your Mortgage Payment

Owning a home is something that many of us aspire to do in America, and the right home or condo can bring a lot of comfort and enjoyment into your life. read more...

Financial Planning After Job Loss

Losing your job can feel like a devastating blow. You will need to carefully look at your situation to determine how you are going to make ends meet until read more...

Financing a New Vehicle

Whether you have built a strong portfolio for yourself and have your eyes on a flashy new sports car or you simply need a new vehicle because your old read more...

Calculating New Home Electricity Costs

There are many different parts of your home that use electricity. And the amount of electricity they each use has an impact on your overall monthly utility read more...

Finding Your Mortgage Investor

Owning property is often part of the American dream, and people all over the country are looking for ways to purchase homes and other kinds of property. read more...

Getting Help with Investments

Unless following developments in the economic market is a hobby for you, you will probably want to consult a professional when it comes to selecting ideal read more...

Credit Card Debt Relief

Getting out of credit card debt is the first step toward financial security. High interest rates make credit card debt some of the worst debt to own, read more...

Hiring a Debt Management Advisor

When you are in debt, any extra expenses may seem like a burden. But having a debt management advisor on board can help you erase your debt much faster read more...

Saving Money with Financial Advisors

Unless you make investments for a living, it is likely that you do not know all the ins and outs of the market. Rather than trying to make the best of read more...

Ways to Avoid Bankruptcy

Bankruptcy used to be the tool that allowed you to walk away from the financial obligations you could no longer handle but this is no longer the case. read more...

Getting Lower Interest Rate Loans

Everyone would like the opportunity to pay less on their debt without risk, much like when obtaining a mortgage loan. One of the easiest ways to accomplish read more...

How to Refinance

Many homeowners keep a watchful eye on the housing market to see if they can ever get a better deal. One of the ways that homeowners can save money is read more...

Ways to Talk to Creditors

Any time you have an issue with your credit account you should talk to your creditors as soon as possible to get it resolved, so you can get back to more read more...

Lowering Monthly Electric Bills

Lowering the monthly electric bill can be one of the most significant savings you make. The average annual electric bill for a single-family house is read more...

Lowering Mortgage Interest Rates

If you suspect that there has been a change in the interest rates for home loans, then it may be wise to look into benefitting from those new low interest read more...

Lowering Your Monthly Bills

Making monthly bills more affordable does not necessarily have to mean making strenuous sacrifices around your home. There are plenty of ways to make read more...

Lowering Your Mortgage Payments

You will be making regular mortgage payments for years, so it is important to secure a rate that you can afford to avoid filing for bankruptcy. As the read more...

Opening a Savings Account

Most people have an idea of how a savings account works, but may not necessarily be as informed as to what goes into creating one for yourself or setting read more...

Paying Back Student Loans

Student loans have started to overshadow credit cards as the main form of debt in the United States. It is not uncommon to owe thousands in student loan read more...

Paying Off a Loan

Most consumers love to get a loan in order to make a major purchase, but making payments on that loan is not as fun. You can't just simply wish away the read more...

Paying Off Credit Cards

Credit card bills can be very expensive, especially if you let them sit for a long period of time adding extra interest to your payments. The sooner you read more...

Paying Your Bills Online

Paying your bills online can save you the expense of having to order checks as well as cutting down the worry of whether or not your payment will arrive read more...

Planning for Your Retirement

One of the most important financial investments you can make is a sound savings plan for your retirement. Even those who love their job will eventually read more...

Reading a Loan Policy

Reading a loan policy may not be on the top of your list of things to do on a sunny summer day, but it is an important thing to do before you sign on read more...

Recovering From a Bank Levy

If you have suffered a bank levy this is a very serious situation. In short, this means your bank account has been frozen and the government or IRS has read more...

Reducing Your Credit Card Debt

With the high interest payments that come attached, leaving credit card debt or paying it off too slowly can be a serious financial burden. Taking the read more...

Save Money with Insurance Renewal

Those offering advice about insurance plans often tell you it is easier to get a good rate on a new policy when you still have a policy in hand. This read more...

Researching Mortgage Companies

Purchasing a home is often a goal that Americans have, and your real estate purchase may be one of the largest investments that you make. Homes typically read more...

Saving Money on Monthly Bills

Everyone would like to have more money so you do not have to worry about how you will meet expenses. Whether you are looking to spend more on items and read more...

Saving for a New Home

Saving up for a new home can be painless with a little dedication, like lowering monthly utility bills, and some smart investment decisions. Making a read more...

Selling Extra Cars for Money

Having a car you are not driving take up space on your property is a waste. You can sell this vehicle to make extra money that you can use to deal with read more...

Payment Plans with Creditors

If you have started falling behind on paying your monthly bills and insurance renewals this can get you into financial trouble quickly. The sooner you read more...

College Savings Planning

Starting a college savings plan for your child can seem as overwhelming as saving up for a new home but is one of the best things you can do for his or read more...

Taking Out a Second Mortgage

Taking out a second mortgage may be necessary to cover expenses you have like catching up on some home improvements, or maybe installing a new kitchen read more...

The Benefits of Refinancing

A lot of homeowners may hear about low interest rates and start to wonder if they could be saving money by taking advantage of them. It can actually be read more...

Financial Challenges of Growing Family

Deciding to add another member to your family is a big step. Not only will you need to consider the emotional toll this will take, you will need to sit read more...

Starting a Savings Account

Financial advisors are always talking about the importance of savings, but this concept can seem so abstract when you have no opportunity to apply it read more...

Managing Your Credit Cards

Credit cards are a great tool for getting you out of a financial jam, such as having to make home repairs quickly. Unfortunately, if you come to depend read more...

Saving on Monthly Expenses

Bills such as groceries and home maintenance can be a heavy toll on your monthly budget. The more you can save in the emergency fund the easier it will read more...

Information on Refinancing Your Vehicle

If you have a high interest rate on the loan for your car, you have probably entertained the idea of refinancing to get a better interest rate and get read more...

General

Joining Local Sports Teams

Playing sports is a great way to make new friends and stay in shape at any age that can be much cheaper than a gym membership or adding a pool. Many people read more...

Homes for College Students

If you are the parent of a college student then you are faced with the decision of where to house them while they are in school. Room and board is becoming read more...

Home Repairs

Tool Kit for Home Repairs

You never know what home repairs you are going to run into, especially if you are moving into a new house. You do not want to wind up adding to the expense read more...

Changing Air Filters

Changing an air filter is an important part of your regular cleaning routine, unlike the less routine task of sidewalk maintenance. Household air filters read more...

Changing Your Shower Head

A shower head that is leaking can cause an irritating mold or scum issue. A shower head that does not provide an adequate amount of pressure can be equally read more...

Cleaning a Stained Bathtub

Before you start scrubbing on your bathtub it is important to know what it is made of. Much like when cleaning scuffed linoleum, different materials will read more...

Dealing with Scuffed Linoleum

There are many reasons to choose linoleum flooring for non-carpeted rooms of your home. Linoleum is cheap, durable, eco-friendly and comes in a variety read more...

Fixing a Broken Closet Door

It is very easy for a bilfold closet door to get stuck or fall off its track. This can make using your closet a chore when it should not have to be. Most read more...

Fixing Cracked Sidewalk

There are two different ways you can go about fixing a cracked sidewalk- you can hire a professional to do it or you can do it yourself. If you are dealing read more...

Fixing a Squeaky Floor

Fixing a squeaky floor is often much easier than you think. Most of us are aware of the irritation that can be caused from floors that squeak and groan. read more...

Fixing a Toilet

Fixing a toilet is something that many of us may have to do at one time or another, and can actually be quite simple depending on the problem. Your toilet read more...

Fixing Squeaky Doors in Home

Having to hear a door creak every time you go in and out of a room can be a serious irritation for homeowners, especially in the middle of the night. read more...

Hiring a Gutter Cleaning Service

If you have a multiple story home or are afraid of heights, cleaning your gutters may seem like a chore that is downright frightening. If you are uncomfortable read more...

Hiring Professionals for Appliance Repairs

When something goes wrong with a major appliance in your home, you are probably shuttering at the thought of how much it is going to cost you to get it read more...

Painting the Front Door

As a homeowner you are probably always looking for ways to update your home to keep it fresh and attractive. The outside of our house is often very important read more...

Rebuilding Homes After Disasters

If your home has become damaged during a natural disaster you will want to work closely with your homeowner insurance to make sure that you get your home read more...

Removing Mold From Walls

There is nothing more disheartening besides holes in your backyard, than discovering you have a mold problem inside your home. Not only is mold very easy read more...

Repairing a Cracked Driveway

A crack in a driveway can not only be an eyesore but a hazard for your home as well. Not only do you have to worry about the damage to your tires and read more...

Repairing a Leaky Faucet

Owning a home can sometimes seem like an uphill battle that requires a lot of maintenance and upkeep. However, home ownership is also a rewarding experience read more...

Repairing a Slow Leak

Your home is no doubt important to you, and is a big part of your life and applying for a mortgage is a major commitment. A well maintained home will read more...

Repairing Broken Stairs in Home

Broken stairs can be a serious hazard if they are not fixed. Depending on what work needs to be done you may have to replace a few stairs or the whole read more...

Repairing Countertop Appliances

Electrical appliances that are used frequently or become affected by home location risks will eventually have a part that breaks down and needs repair. read more...

Replacing Outdoor Light Bulbs

Replacing outdoor light bulbs is a fairly simple task. But, just like any indoor light, it is important to be sure that you buy the proper replacement read more...

Replacing Door Weatherstripping

The weatherstripping on your door is the stuff that sticks to the bottom and the sides and keeps the drafts and other unwanted items from coming into read more...

Simple Heating and Cooling Repairs

When your furnace or air conditioner breaks down you do not want to wait days or spend hundreds just to get a professional home repairman in the door read more...

Tightening Loose Door Handles

Owning a home is a big job, and one that commonly requires a bit of attention and money. Most people that own homes are doing their best to make their read more...

Tiling a Shower

A shower that is fully encased in tile is far more beautiful than a basic shower encasement unit. If you own your own home you may choose to increase read more...

Updating Kitchen Hardware

Updating kitchen hardware is a good way to bring some extra class and design to your kitchen. Most people that own homes are looking for effective and read more...

Wall Painting Tips

Painting your interior walls is one of the easiest ways to make a dramatic change to your home without refinancing property. While there are professional read more...

Working with Home Repair Contractors

There are many negative stereotypes that come with working with contractors, but many of these can be avoided if you take the time to set up a strong read more...

Landscaping

Retaining Walls for Your Backyard

If your backyard requires a retaining wall, then you want to make sure that it is solid and can handle the wear and tear of being out in the elements read more...

Buying a Good Lawnmower

The type of lawnmower you need for your yard will largely depend on the amount of work you expect it to do. You will not need a large, ride-on mower if read more...

The Right Fertilizer for Plants

There are many types of fertilizer on the market that promise a wide range of results, but how are you supposed to know which will work best with the read more...

Choosing Artificial Yard Grass

Artificial turf has evolved a great deal from the days of 1970s sitcoms. It is now possible to purchase artificial grass that is comfortable and can add read more...

Plants for the Right Seasons

You want to arrange your garden so there is beauty in your yard throughout the year for those cheap outdoor family activities you all love participating read more...

Designing a New Garden

One of the joys of landscaping is setting up a beautiful garden with landscape lighting that enhances the curb appeal of your home. But if you have just read more...

Filling Holes in Your Backyard

Before you go to fill holes in your backyard you will need to know the proper lawn watering tips, and also determine why holes are forming. Obviously, read more...

Hiring a Landscaping Service

Some people simply do not have the time to perform all the tasks necessary to keep up their yard. Others may feel intimidated because they have little read more...

Illuminating Yard with Landscape Lighting

Keeping your yard lit is ideal if you like to sit out in the evenings or have get-togethers outdoors that last after the sun goes down. They can also read more...

Saving Money on Landscaping Materials

You want your yard to look great and compliment the curb appeal of your home, but that does not mean you want to spend a lot to make it presentable. There read more...

The Best Plants for Colder Climates

Just because you live in a colder climate doesn't mean that your garden has to be barren all year round. There are a number of plants that actually thrive read more...

Best Plants for Hotter Climates

Planting flowers, veggies, bushes and shrubs in a warmer climate comes with a number of pros. First of all, you don't want to worry about frost harming read more...

Adding a Swimming Pool

Adding a swimming pool to your house is a great way to relax during the hot summer months and add value to your property, just like finding someone to read more...

Tips for Finding a Good Yard Service

Mowing and landscaping companies are everywhere these days. You can find companies that have several employees and that exist nationally or you can find read more...

Tips for Landscaping Around Your Pool

Having a swimming pool in your backyard is a beautiful feature that will add thousands of dollars to the resale value of your property. Furthermore, it read more...

Tips for Watering Your Lawn

Many homes come with a large front lawn and it can really drag on the appearance of your home if your grass begins to brown. How much and how often you read more...

Maintenance

Remodeling an Old Home

May people get a lot of joy out of taking an old house and turning it into a beautiful home. It is an exciting transformation to experience. Not only read more...

Remodeling an Old Home

May people get a lot of joy out of taking an old house and turning it into a beautiful home. It is an exciting transformation to experience. Not only read more...

Repairing Tile Grout

If you have a bathroom in your home that is in serious need of repair, then it is likely that there is a tiling project in your near future. A great and read more...

Repairs

Changing a Window Screen

Changing a window screen is a frequent home repair that takes only a few minutes. Screens are useful for keeping out debris and bugs while allowing the read more...

Cleaning Out the Refrigerator Coil

Cleaning out the refrigerator coil takes only minutes, and it can save you around $100 annually on energy bills. The coils, located on the bottom of the read more...

Fixing a Blown Fuse

Fixing a blown fuse is a common--and, more importantly, minor--home repair. Fuses blow fairly frequently and without warning. Having a spare on hand can read more...

Risk Factors

Adding a Pool to Your Property

You will need to do some pretty careful planning if you intend to add a pool to your property. This is especially true if you plan to building an in ground read more...

Building a Home in a Crime Ridden Neighborhood

Building a home in a crime ridden neighborhood can be a frustrating task as the building project can experience delays due to crime ridden neighborhood read more...

Building Homes in Wildfire Areas

If you are looking to build a home in an area that often experiences wildfires, then there are some things that you need to do to protect your property read more...

Building Houses on Mountains

If you are thinking about building a home on a mountain there are a few things that you should note. It is important to always use an architect or builder read more...

Building a Home with Bad Credit

Many people have a dream of building their own home someday. The dream is help by people of all income levels and financial standings. Just because one read more...

Buying Property in Down Economies

Buying property in a down economy is a prime opportunity for first-time buyers and investors to break into the market. Houses are priced way below market, read more...

Location and Common Risk Factors

The United States is so vast and has such a variety from climate to climate that it is almost impossible to find a standard list of risks that would fit read more...

Rock Slide Area Homes

Mountains, hills, and rock formations can make for a beautiful landscape and wonderful place to call home. Many people love to live in areas like this read more...

Homes in Extreme Climates

Finding the perfect home is often part of the American dream, and is something that thousands of people are currently trying to do. Purchasing real estate read more...

Homes in Flood Zones

Homes in flood zones are very susceptible to large amounts of damage, and represent one of the trickier situations for both homeowners and insurers. read more...

Homes in Tornado Alley

Tornado alley is a very famous part of our country that extends from the central southern part of the country to the western side of the great lakes. read more...

Homes with Full Basements

Homes with full basements can be a great selling point to raise a home's value. A full basement runs the length of the first floor of the house and has read more...

Smoking in Homes Increasing Costs

The amount of homeowners insurance coverage you are offered is largely based on the value of your home in your local housing market. This can be affected read more...

Natural Disaster Area Insurance

Although there is no way to prevent natural disasters like wildfires, tornado's, floods, and earthquakes from happening, you can do something to be prepared read more...

Purchasing a Foreclosed Home

Purchasing a foreclosed home can be a golden opportunity for people in the market for a new home. Ultra-low prices encourage renters to buy into the housing read more...

Purchasing a Beach Home

The beach is a place that many of us have come to love. The sounds of the ocean, the salty breeze, and a generally relaxed atmosphere have led many people read more...

Purchasing an Old Home

If you are considering buying a home then you have a few decisions to make. You can either build a brand new home or you can buy one that is being sold read more...

Unemployment and Homeowners Insurance Policies

If you suffer unemployment and homeowners insurance policies seem out of reach, the situation may seem dire. Unemployment often leaves little room for read more...

Wildfires and Homeowners Insurance Coverage

Any natural disaster that is common in your area and threatens the safety of your home will affect the amount you are expected to pay for homeowners insurance, read more...

Safety and Compliance With Your Policy

Dog Bites

Dog bites are quite common, whether the dog was provoked or not, and is a very unfortunate incident. There are some aspects of dog bites, however, that read more...

Ensure Proper Coverage

When you insure your home, you need to make sure you have proper insurance coverage to protect you against the various perils that can damage your property. read more...

Grilling Safety Tips

Have you ever tried to light a propane grill and it just wouldn't light? Because of this, you probably turned up the propane a little, but the little read more...

Lawn Care Safety

Taking care of the lawn is a very important part of being a homeowner because it adds to the aesthetic appeal of your home. Taking care of the lawn also read more...

Pool Safety

In the summer, the pool is the best place for anyone to be. The temperatures are hot, the water is cool, so that is the place to ensure summer doesn't read more...

Preparing for Winter

The fall is the perfect time to start thinking about winterizing your home and preparing for severe cold weather. The reason why you want to winterize read more...

Preventing Bike Theft

Bike theft can be rather frustrating. You buy the bike and then it suddenly disappears. This means that the investment is lost. Sometimes bikes can be read more...

Remodeling

Remodeling your home is an exciting experience. You are taking your home and turning it into something you have always wanted it to be. Some individuals read more...

Securing your Home

Your home is your domain, which is why home security is so important. Many times, individuals do not further the security of their home until they have read more...

Severe Cold Weather

There are some states that have extremely cold weather in the winter and this cold weather can actually cause damage to the home. However, it is not usually read more...

Severe Hot Weather

Do you live in an area where there is severe hot weather? Does that hot weather always seem to do some kind of damage to your home? If you answered "yes" read more...

The Basics

Condo Insurance

Condo insurance is a specific kind of homeowners insurance, intended for people who own property that is not a free standing house, but that is part of read more...

Flood Coverage

Flood coverage is insurance that compensates a property owner for financial losses experienced as a result of property damage or loss subsequent to a read more...

What is Not Covered

What is not covered in a homeowners insurance policy can sometimes be the most important item in the whole insurance conversation. Some types of policies read more...

Yardwork

Adding Another Flower Bed

If you are homeowner with a garden, you probably either see your garden as a constant chore that may be growing wild or poorly maintained, or you may read more...

Adding Decorations to a Garden

Adding decorations to a garden breathes new life into an already beautiful landscape. Unlike the painstaking work required for planting and tending a read more...

Cutting Down a Tree

Cutting down a tree can improve safety around the home. Falling limbs can cause severe damage to the house and surrounding structures, and diseased trees read more...

Determining Sunlight Amount on Flower Beds

Everyone who has ever worked in a garden or landscaped their yard knows that sunlight is an essential part of any vegetation growth. The rays of the sun read more...

Disposing of Yard Waste

Disposing of yard waste in a proper manner is important to avoid local fines, disgusting odors, and an infestation in your yard. Yard waste bags can be read more...

Finding the Right Mulch

There are several things you will need to decide any time you focus on the landscaping of your home. You will want to look at which plants and flowers read more...

Growing a Vegetable Garden

Growing a vegetable garden is a rewarding experience. As a gardener you literally reap what you sow. The great thing about growing your own vegetables read more...

How to Grow a Rose Bush

All over the world, people have flowers that they tend to favor and prefer, and one of the most popular flowers in America is the rose. Roses are beautiful, read more...

How to Grow a Vine

Vines are a beautiful addition to any back yard or front yard garden to be viewed from a changing window screen. However, they are not the easiest to read more...

Keeping a Yard Free of Weeds

Most people that own a home try their hardest to maintain and even improve their property, and homeownership is a constant and ongoing task. Your yard read more...

Keeping Pets Out of a Garden

As much as you love your pretty little cat and your peppy little pup, you certainly don't love them doing their business in your garden. Dogs and cats read more...

Laying Down Sod

Laying down sod transforms a dead, brown patch into a luscious green lawn in no time at all. Unlike planting grass, which needs careful attention and read more...

Pressure Washing Your Sidewalk

Pressure washing your sidewalk can erase months of dirt and grime that accumulate over time on walkways with heavy foot traffic. Bicycles, dogs and children's read more...

Replacing the Mailbox

Your mailbox is an important part of your home. Unfortunately, it is also an easy target for accidents and you may find that one day you wake up and your read more...

Tips to Mow Without Killing Grass

Most homeowners that purchase property are going to be fighting a constant battle to maintain the investment that they have made. While we often put read more...

Treating for Fire Ants

Fire ants are nasty little things that can make your life a living nightmare. Their bites can cause painful stings and they can wreak havoc on your plants read more...

Using Fertilizer Effectively

Fertilizer is, in the most simple terms, an organic or inorganic material that is used to make things grow. In your yard you may use fertilizer on your read more...

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