Tips for Hazard Reduction

Tips for hazard reduction will vary based on the age and location of your home but there are a few general guidelines that all homeowners can benefit from. Starting with these basics will help give you an idea of what extra steps you might need to take to make your home safer. Not only will this give you peace of mind about protecting your family, but it can earn you a few discounts on your homeowners insurance policy.

Analyzing Risks at Home

If you have just moved to a new home the easiest way to find out what needs to be done around your new property is to take a look at the report from the mandatory inspection that was done when the property went on the market. Just because everything was up to the sale code does not mean it will meet your standards when it comes to safety. Make special note of the time periods major repairs such as roof replacement were done so you can set up a timeline for when you will need to perform such maintenance yourself.

Those living at a residence that you have owned for several years should not hesitate to have a fresh inspection done if you are unsure of the last time major repairs were made. Standards in plumbing, electrical work and the like change as living habits and trends do so you may require updates to accommodate your lifestyle. Issues you consider a minor inconvenience may be put in a new light when a professional shares his opinions on the situation.

Do not restrict your property analysis to the interior of your home. Do not forget that issues such as broken tree branches, cracked sidewalks or unmaintained yards are equally important. Anything on your property that causes an injury or damage to someone's property will be your responsibility. Not taking the time to keep up the appearance of your yard can also lower the value of your property in the housing market.

When it comes to taking care of repairs on your property, be sure to know what you will be responsible for and what you must ask the city to take care of. Cities often take care of pruning any trees between the sidewalk and the street or replacing broken concrete on your walkway. Your city charter or website should have a list of these requirements and you can always call your local city hall for more information. Also be sure to ask about any specific home maintenance codes that you may need to adhere to.

Thinking About Safety

Maintenance will reduce hazards such as fires, mold or storm damage but it is also important to make sure that your home is secure. Be familiar with how common issues such as break-ins or vandalism are in your area so you can determine how much active prevention is necessary for your home. Dead bolts, motion activated lights or an alarm system could do wonders for making you feel safe.

Because most natural disasters cannot be predicted it is important to have a plan in place for when one occurs. Have a distinguished meeting place for your family so you can keep track of where you are and have a location in your home with emergency supplies. Make sure you are well aware of what kind of hazards are common in your area and what reinforcements must be done to your property to prevent damage. Tips for hazard reduction will vary depending on the climate you live in so it is important be aware of what local resources you have.

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